Personal Debt Consultant-Making life easier www.jenniferscottpdc.co.uk - Cheshire

Tuesday, 24 November 2009

Item details

City: Cheshire, England
Offer type: Offer

Contacts

Contact name Jennifer Scott
Phone 07554732617

Item description



Personal Debt Consultant

Personal Debt Consultant is a business offering a free NO obligation consultation to clients throughout Warrington and the UK. In the UK 15 million people are currently struggling with their finances. The current credit crunch and it implications are having a catastrophic effect on the populations ability to manage its personal debt levels. Personal Debt consultants offer free no obligation consultations, give advice on the best possible options available without taking out any more credit or loans. They offer Debt management, Individual voluntary arrangements, unfair credit, consolidation, life insurance and accident claims.

Helping clients to Live a happier life as soon as possible, the company provides individuals with a professional debt consultation. With over the phone or home visit. The friendly staff and service is intended to provide a more manageable monthly repayment plan and help improve day to day living.

The company could Negotiate with the creditors a more affordable monthly payment plan that are affordable to the client and can help decide what the best repayment plan is for you. The debt management plan or IVA could be the best option depending on the individual

Services


Debt Management for debt of £5000 or more

We negotiate to lower your monthly payments
We stop creditors / debt collectors chasing you
We apply to stop interest and charges
We distribute payments to your creditors
We will send you a statement every month

Individual Voluntary Arrangement

IVA for debts of £15000 or more

Up to 75% written off
Interest and charges frozen
One monthly payment over 60 months
Completely debt free after 60 months
Protect your property
Legally creditors cant contact you

Unfair Credit
Credit Agreements must comply with a host of legislation and it is a very heavily regulated agreement. Specifically they must meet the legislation of the Consumer Credit Act of 1974, 2006 and Unfair Relationship legislation. These acts look specifically at:

Consumer Credit Act 2006
Unfair relationships
PPI Mis-selling
Secret Commisions
If you have credit agreements they may be unfair or unenforceable.

Consolidation
Should you be a homeowner and you have enough equity in your property it may advisable for you to consider a remortgage to consolidate your debt and reduce your monthly outgoings.If you are not a homeowner and your levels of debt are not to excessive then an unsecured consolidation loan may be recommended.

Please visit www.jenniferscottpdc.co.uk

or call your local debt consultant for a NO obligation consultation on: 07554732617